A Merchant Cash Advance is not a loan, but rather an alternative method of providing businesses with working capital through the purchase of the business’s future receivables at a discount rate. Unlike with a loan, that has a payment schedule with fixed amounts and a maturity date, the business makes flexible daily remittances based on a percentage of its actual future business receivable.

Approvals tailored to your Industry!

No two businesses are alike, Easy Access Lending offers flexible repayment methods for Merchant Cash Advance. Choose Automated Clearing House (ACH) or split funding. Easy Access Lending advisors work with business clients to determine what payback type is best to maintain business cash flow and jump-start growth.

Fixed ACH payments are automatically deducted from your business bank account on a daily, weekly or monthly basis. If you’re confident about your company’s cash flow, this is an ideal repayment solution for you. After you’ve paid off at least 50% of your advance, we can renew your advance to release more cash to you. We can also offer business lines of credit, which enable business owners to withdraw less than the full cash advance approval amount. With a business line of credit, renewals are possible without first having to repay 50% of the original funded amount, as needed so long as the business health remains unchanged or improves.